top of page

Mazda Pre-Owned Car Loans Made Easy In The GTA

Jan 7, 2025

13 min read

Mazda Lineup

Finding the right car can be tough. Mazda pre-owned car loans in the GTA make it easier. At Erinwood Ford, we offer plans that fit your budget. Let's get started!


Key Takeaways


  • Erinwood Ford in Mississauga offers Mazda pre-owned vehicles with plans to fit any budget. They make financing easy with loan terms from 12 to 84 months.

  • Pre-Owned Mazda cars are reliable and come with a 160-point inspection

  • Customers can trade in their current car for a fair price at Erinwood Ford. This helps lower the amount needed for financing a pre-owned Mazda.

  • The dealership has been recognized for excellent customer service from 2016 to 2024, ensuring buyers receive help finding the right vehicle and finance options.

  • Applying for a loan is simple through an online form on Erinwood Ford's website, offering transparency about pricing with no hidden fees.


Why Choose a Mazda Pre-Owned Vehicle?


Choosing a Mazda pre-owned vehicle is a smart choice. These cars are known for their reliability and strong performance. At Erinwood Ford in Mississauga, Ontario, we believe in offering vehicles that bring you peace of mind on the road and excellent value for your money.


Reliability and Performance


Mazda cars stand out for their dependability and strong performance. At Erinwood Ford in Mississauga, Ontario, we've seen how Mazda's focus on quality makes these vehicles a fantastic choice.


In 2021, Consumer Reports named Mazda the most reliable brand in the auto industry. This shows that whether you're driving a Mazda3 or a sports utility vehicle like the CX-5, you can trust its ability to last and perform well over time.


These cars are built to handle the demands of daily commuting in the Greater Toronto Area with ease.


Our team at Erinwood Ford knows that finding a car with great fuel economy matters too. Mazdas are designed with SKYACTIV technology which helps them use less fuel without losing power.


Whether it's city driving or highway cruising, expect impressive mileage from our stock of used Mazdas. When choosing your next vehicle from us, you’re not just getting any pre-owned car; you’re investing in reliability and performance backed by data and real-world experience.


Affordable Pricing for High-Quality Cars


Here at Erinwood Ford, we understand the significance of locating a suitable quality car that fits your financial plan. Previously owned Mazdas offer just such an opportunity. These vehicles come with more manageable costs compared to the latest models, enabling you to save substantially.


The gradual depreciation rate of previously owned cars also means they maintain their value longer, providing you substantial return on your investment over time.


Our team takes delight in providing Mazda pre-loved vehicle financing in the GTA featuring competitive interest rates, thereby making Mazda ownership even more economically feasible.


Regardless of whether you're interested in a dynamic Mazda6 or a family-centric SUV equipped with SiriusXM radio, our assortment has something for all tastes. Our adjustable loan durations, ranging from 12 to 84 months, are tailored to accommodate any budget and lifestyle, ensuring customers leave satisfied and self-assured in their procurement from us at Erinwood Ford in Mississauga.


Comprehensive Inspection Standards


Mazda owned vehicles pass a 160-point inspection. This ensures every car is in peak condition, from engine to upholstery. Our team checks everything carefully. We aim for you to operate a reliable and safe Mazda.  Additionally, we ensure a clean driving history report for peace of mind. 


Our approved Mazda cars are more than used; they're proven on the road and endorsed by us. - Dave Raymond


At Erinwood Ford in Mississauga, we take pride in upholding these high standards. Acquiring a Mazda from us means getting enduring quality that persists long after you drive off the premises.


Benefits of Financing a Mazda Pre-Owned Car


Financing a Mazda pre-owned car offers flexibility and savings. At Erinwood Ford in Mississauga, our team knows the value of a good deal. We provide loan periods from 12 to 84 months, making it easier for you to choose how long you want to pay back your loan.


This way, you can build ownership in your vehicle with each payment. Also, we work hard to offer competitive interest rates that can save you money over time.


Our goal at Erinwood Ford is not just to sell cars but to help our customers find financial solutions that fit their lives. When you choose us for financing, you're getting more than a car; you're getting peace of mind knowing you have terms that suit your budget and the chance to own a reliable Mazda without breaking the bank.


Flexible Loan Terms from 12 to 84 Months


At Erinwood Ford in Mississauga, we offer Mazda pre-owned financing GTA with flexible loan terms. You can choose from 12 to 84 months. This range lets you pick a payment plan that fits your budget.


Our team works hard to make sure you can drive away in a used Mazda without stress.

Our loans are open-ended. This means you can pay off your car early without extra fees. It's perfect for shoppers looking for Mazda used car financing GTA options. We aim to give peace of mind and flexibility when buying a pre-owned vehicle from us.


Build Equity While You Drive


Our team at Erinwood Ford in Mississauga understands the importance of astute financial decisions. Considering financing for a pre-owned Mazda allows you to garner value with every kilometre.


Each remittance gets you one step closer to complete ownership. When the finance period concludes, this Mazda belongs to you outright. It's more than just vehicle possession; it's an investment yielding incremental returns.


If you're considering a previously owned Mazda, we propose competitive financing choices. With low rates available for qualified buyers, on quality inspected pre-owned vehicles, our promotions are compelling.


Look at it this way: you gain a dependable vehicle, and each payment enhances your economic standing.  Drive now, own tomorrow - let's exercise sound financial judgment together.


Let's discuss why our competitive interest rates are advantageous for your economic health.


Competitive Interest Rates


As you get ready to build equity with your Mazda, remember that competitive interest rates can make the deal even sweeter. At Erinwood Ford in Mississauga, we offer rates that are hard to beat.


This is possible through programs like the College Graduate Finance Program. These special rates make financing for used Mazda cars in the GTA easier and more affordable.


Our team works hard to find the best options for our customers. We know every dollar counts. That's why our loans on pre-owned vehicles come with terms of up to 84 months based on approved credit.


This makes buying a used Mazda not just a smart choice but also an easy one. So if you're shopping around in the GTA, consider Erinwood Ford for your next vehicle purchase.

mazda cx 5

Erinwood Ford: Your Trusted Dealership in Mississauga


At Erinwood Ford in Mississauga, our team takes pride in being your go-to place for Mazda pre-owned vehicles. Our experts ensure a clear financing process and offer an impressive range of models to fit your style and needs.


Dive deeper into what makes us stand out for buyers across the GTA.


Exceptional Customer Service


Our team at Erinwood Ford knows how important great service is. We are proud to say we've been recognized for our customer care from 2016 to 2024. This means when you come to us for used Mazda auto financing options in the GTA, you're getting award-winning help.


Our experts make sure every question is answered and every concern addressed.  At Erinwood Ford, we turn car buying into a fun and easy experience.


We don't just sell cars; we build relationships. With over 5,322 reviews giving us a perfect rating, it's clear: people trust us. Whether it's finding the right Mazda or understanding financing options, our goal is to guide you smoothly through the process.

Come see why so many in Mississauga choose us for their vehicle shopping needs.


Wide Selection of Mazda Pre-Owned Vehicles


At Erinwood Ford in Mississauga, Ontario, we offer a wide selection of used Mazda vehicles. Our team makes sure each car meets high standards before it hits the lot. From sedans to SUVs, you'll find the perfect match for your needs and budget.


Looking for financing options? We've got you covered. With plans ranging from 12 to 84 months, getting behind the wheel of a pre-owned Mazda has never been easier. You can drive away with peace of mind, knowing you found a great deal at Erinwood Ford.


Transparent Financing Process


At Erinwood Ford, we make financing for used Mazda cars in the GTA simple and clear. Our Finance Department lets you apply online easily. This means you can start the process from your home at any time.


We give upfront pricing with no hidden fees, like admin fees or PDI charges. This honesty helps our customers trust us. They know exactly what they are paying for.


Getting a loan with flexible terms from 12 to 84 months is possible here. We aim to get competitive interest rates for our customers on approved credit. Next up, let's see how easy it is to apply for a Mazda pre-owned car loan with us.


How to Apply for a Mazda Pre-Owned Car Loan


Applying for a Mazda pre-owned car loan at Erinwood Ford in Mississauga is straightforward and quick. Fill out our simple online form or visit us to discuss your options with our financial experts, who will help guide you through every step.


Easy Pre-Approval Process


Getting a pre-approval for your used Mazda car loan is simple at Erinwood Ford. You start by filling out an application on our website. This includes a credit check to see what loan you qualify for.


It's quick and easy, saving you time later.


Our team at Erinwood Ford in Mississauga understands that buying a used Mazda should be exciting and stress-free. With our online portal, you can apply from home or anywhere with internet access.


This makes getting started on financing your next vehicle convenient for anyone in the GTA looking for auto financing options.


Trade-In Options Available


After guiding you through the pre-approval process, let's talk trade-in options available at Erinwood Ford. You can use your current car as a down payment for another. We use a trade-in estimator to see how much your vehicle is worth.


The value depends on its condition, mileage, brand and model, how well you've taken care of it, and demand in the market.


Our team checks all these factors to offer a fair price for your car. This makes buying a used Mazda in the GTA easier. Trade-ins help lower the amount you need to finance, leading to possible better loan conditions with us.


Trust our experts at Erinwood Ford in Mississauga for straightforward and helpful financing choices for your next Mazda purchase.

mazda cx 30

Tips for First-Time Car Buyers in the GTA


First-time car buyers in the GTA should start by understanding their budget. Knowing what you can afford helps you make a smart choice. Also, compare loan terms and interest rates before deciding.


This ensures you get a deal that matches your financial situation. Opting for a vehicle that suits your daily needs is important too. At Erinwood Ford in Mississauga, we guide through these steps with ease and confidence, making sure you find the right Mazda pre-owned vehicle to fit your lifestyle and budget.


Understand Your Budget


Creating a budget is key for anyone in the GTA looking to finance a used Mazda. Make sure your plan includes monthly payments, insurance, and upkeep costs. Follow the 20/4/10 rule: aim for a down payment of at least 20% and choose loan terms that don't extend beyond four years, ensuring your car expenses don’t eat up more than 10% of your income.


This approach will help lower your monthly costs.


Check your credit score before applying for used Mazda auto financing options in the GTA. A good score (690 or higher) can get you better interest rates. At Erinwood Ford, our team works hard to offer competitive financing solutions for qualified customers on approved credit.


After setting up your budget, evaluating loan terms and interest rates is next.


Evaluate Loan Terms and Interest Rates


At Erinwood Ford, we guide you through finding the best financing for used Mazda cars in the GTA. It's key to look at loan terms and interest rates closely. With options from 12 to 84 months, getting a plan that fits your budget is easy.


Remember the 20/4/10 rule: put down at least 20%, keep repayment to under four years, and ensure transportation costs are less than 10% of your income. This way, you're set up for success without stretching your finances too thin.


Interest rates can make a big difference in what you end up paying. Our team works hard to get you competitive rates so that owning a pre-owned Mazda doesn't break the bank. We believe everyone deserves clear terms and affordable payments when they choose their next vehicle.


Check your credit score ahead of time to secure favourable financing terms.


Choose a Vehicle that Fits Your Lifestyle


Picking the right vehicle means thinking about your daily life. For city dwellers, a compact Mazda might be best. It's easier to park and good on gas. Families might look at a Mazda SUV for more room and safety features.


Consider how much you drive too. A car with lower fuel consumption can save money if you travel a lot.


At Erinwood Ford in Mississauga, we help match you with the perfect used Mazda. Our team knows all about different models and trims available in Canada. We think about your budget, including payments and upkeep costs.


Next, let's look into financing options for your chosen Mazda.

cx 9 mazda

Why Erinwood Ford is the Best Choice for GTA Buyers


At Erinwood Ford in Mississauga, Ontario, we know the ins and outs of buying a used Mazda. We offer a blend of local expertise and straightforward financing solutions to make your purchase smooth.


Our team works hard to support GTA buyers in finding the perfect vehicle without any hassle.


Local Expertise and Support


My team at Erinwood Ford and I have years of experience in the Greater Toronto Area. We know what car shoppers need. With a 4.7 customer satisfaction rate, we make sure you feel supported every step of the way.


Our knowledge about used Mazda cars is top-notch.


We offer support that makes buying easy for everyone in Mississauga and beyond. You can trust us to find the best used Mazda auto financing options in GTA for you. Our goal is to help you drive away happy with your choice.


At Erinwood Ford, it's not just about selling cars; it's about building lasting relationships.

Hassle-Free Financing Solutions


At Erinwood Ford, we offer easy financing for used Mazda cars in the GTA. Our team makes sure you can own a Mazda without worry. You can choose loan terms from 12 to 84 months. This way, you build equity as you drive.


Plus, our interest rates are competitive.


We also provide options for trading in your current vehicle. This can make your purchase more affordable. Remember, all offers depend on credit approval and are for qualified customers only.


Our process is clear and simple, helping you get behind the wheel faster.


Conclusion


Check out our selection of Mazda pre-owned vehicles. See how we make buying your next car easy.


Explore Our Wide Selection of Mazda Pre-Owned Vehicles


At Erinwood Ford, we are proud to offer a vast variety of Mazda pre-owned vehicles in the Greater Toronto Area. With options from sedans to SUVs, each car passes a rigorous 160-point inspection.


This ensures you get a dependable vehicle with no surprises. We understand buying used can be daunting, that's why our Mazdas come with extended coverage and roadside help, giving you peace of mind on the road.


Our financing choices make driving home in a Mazda simple and stress-free. You can choose terms from 12 to 84 months, catering to your financial situation. Plus, there's no penalty for paying off your loan early.


For those who might have had credit issues before, we offer second and third chance financing solutions too. Our team at Erinwood Ford in Mississauga is here to guide you through every step of the way, making sure you find the perfect car that fits your lifestyle and budget.


Discover Why to Buy From Us


Our team at Erinwood Ford in Mississauga makes buying a used Mazda easy and worry-free. We offer personalized financing options for all our pre-owned vehicles, with terms ranging from 12 to 84 months.


This means you can choose what works best for your budget. Plus, we don't charge you extra if you decide to pay off your loan early.


We also value your current car and provide trade-in estimates that help make upgrading easier. With us, you get unlimited driving distance during your finance term without any mileage penalties.


Our sales environment is focused on serving you without pressure, ensuring a positive experience from start to finish. Choose Erinwood Ford for hassle-free financing solutions and support local expertise in the GTA when looking for your next used Mazda vehicle.


Learn How We Can Buy Your Car


At Erinwood Ford in Mississauga, we make it easy to move from your current car to a pre-owned Mazda. If you're looking to buy a used Mazda in the GTA, consider selling us your vehicle.


We offer fair prices and take care of all the paperwork. This means you can quickly get money for your old car and use it towards buying a Mazda with our auto financing options.


Our team understands that upgrading or changing cars is a big decision. That's why we strive to provide hassle-free solutions, including competitive offers for your current vehicle.


With us, trading in becomes an effortless part of buying your next Mazda pre-owned car. You'll enjoy flexible financing for used Mazda cars right here in the GTA, making the whole process smooth from start to finish.


FAQs


1.What financing options does Erinwood Ford offer for used Mazda vehicles? 


Erinwood Ford provides flexible financing options to fit your budget, with terms ranging from 12 to 84 months. We offer competitive rates to ensure that purchasing a pre-owned Mazda is both affordable and straightforward. All financing is subject to approved credit, ensuring that we find the best plan to suit your financial situation.


2. How do I apply for a car loan at Erinwood Ford for a used Mazda?


You can easily apply for a car loan by filling out our online form on the Erinwood Ford website or by visiting our dealership in Mississauga. Our financial experts are here to guide you through every step, helping you understand your options and facilitate a smooth application process.


3. Can I trade in my current vehicle when buying a used Mazda at Erinwood Ford? 


Absolutely! Erinwood Ford welcomes trade-ins, and we offer a fair valuation for your current car, which can be used as a down payment for your next vehicle. Our trade-in process is designed to reduce the amount you need to finance and simplify your transition to a newer Mazda.


4. What assurances do I get when purchasing a used Mazda from Erinwood Ford? 


Each used Mazda undergoes a rigorous 160-point inspection to ensure top quality. Additionally, we offer extended coverage optionsfor most of our pre-owned vehicles. Our goal is to provide peace of mind with every vehicle purchase.


5. Why should I choose Erinwood Ford for buying a used Mazda in the GTA? 


Erinwood Ford stands out for its exceptional customer service, recognized consistently from 2016 to 2024. We offer a wide selection of high-quality used Mazda vehicles, competitive financing options, and a knowledgeable team that prioritizes your satisfaction. At Erinwood Ford, you’re not just buying a car; you’re joining a community committed to supporting you throughout your vehicle ownership journey.


Dave Raymond

President, Erinwood Ford & Direct Nissan


Dave Raymond has been a dedicated leader in the automotive industry since 2006, serving as the President of Erinwood Ford and Direct Nissan in Mississauga. With a wealth of experience and a customer-centric philosophy, Dave has consistently aimed to deliver the highest level of satisfaction to his customers.


His involvement in industry relations is extensive, including his roles as a former member of the Ford National Roundtable, President of the Toronto Dealers Association, and various leadership positions on advertising and action committees at the national and local levels.


Dave is deeply committed to social responsibility, actively participating in numerous projects that reflect his dedication to making a positive impact on society. His approach to business ethics focuses on continuous improvement, fostering a team ethos through community service, and creating an interactive and satisfying buying experience for customers.

Related Posts

Comments

Share Your ThoughtsBe the first to write a comment.
bottom of page