
2395 Motorway Blvd Mississauga, ON L5L 1V4
905-828-1600





Find The Best Auto Finance Deals For Pre-Owned Kia Models In The GTA
Jan 16, 2025
12 min read

Looking for Kia pre-owned auto finance in the GTA can be tough. Erinwood Ford offers great deals. Our team makes finding the best financing easy for you. Let's get started.
Key Takeaways
Erinwood Ford in Mississauga, Ontario, offers great deals on pre-owned Kia models with options for all credit scores.
The dealership provides flexible financing options and special programs to fit different budgets. This makes owning a Kia accessible for everyone.
They have a wide range of pre-owned Kias that are checked thoroughly before sale. This ensures reliability and value for buyers.
Erinwood Ford stands out by offering low-pressure sales, expert advice, and competitive auto finance deals without hidden fees.
Customers can benefit from additional services like trade-ins, online payment systems, and special offers aimed at military personnel and first-time buyers.
Why Consider a Pre-Owned Kia?
Buying a pre-owned Kia gives you value and reliability. These cars are known for lasting a long time and not costing too much to keep running. At Erinwood Ford in Mississauga, Ontario, we understand the importance of getting a good deal on a car that won’t let you down.
Whether it’s the sporty Kia Forte or the family-friendly Kia Sorento, our team is here to help find the perfect fit for your needs and budget. With us, securing financing for your next vehicle is straightforward and designed with all credit scores in mind.
Benefits of buying a pre-owned vehicle
Our professionals at Erinwood Ford in Mississauga, Ontario, understand your desire for an economical acquisition. Previously owned Kias are less expensive initially than their unused counterparts.
This translates into halving your expenditure for an automobile that maintains excellent performance. These vehicles depreciate at a slower pace relative to unused ones.
The advantage of thriftiness extends beyond the initial expenditure. Your insurance fees are reduced with a previously enjoyed Kia Seltos or Sportage from our lot. Erinwood Ford provides quality used options like the Kia Forte and Soul; we conduct thorough inspections to confirm they are in pristine condition.
Moreover, our exclusive offers make acquiring your future automobile even more cost-effective. Choosing to make your purchase with us is a prudent decision for immediate and future savings.
Kia’s reputation for reliability and value
Kia cars are known for their reliability and value. They offer affordability without sacrificing quality. This makes Kia a top choice for pre-owned vehicle shoppers in the Greater Toronto Area (GTA).
People who buy used Kia models, like the Sportage or Soul, enjoy advanced safety features and infotainment systems that work with Apple CarPlay® and Android Auto™. These cars last long with proper care.
We at Erinwood Ford believe that everyone deserves a car they can rely on without breaking the bank. That's why we're proud to offer a wide selection of pre-owned Kia vehicles. With competitive pricing and options for all credit scores, we make driving home in a reliable Kia an achievable dream.
Kias blend performance with value, appealing to buyers who want more for less. Their durability is proven over time, making them wise choices for anyone interested in used auto loans in the GTA.
Erinwood Ford simplifies finding your next dependable Kia by providing flexible loan terms tailored to fit your budget.
Finding the Best Auto Finance Deals
Finding the right auto finance deals can make getting a pre-owned Kia in the GTA both easy and budget-friendly. At Erinwood Ford, our team works hard to offer competitive financing that fits your needs.
We understand how important it is to find an arrangement that lets you drive away happy without straining your wallet. With us, securing a great deal on financing isn't just possible—it's a priority.
Importance of securing competitive financing
Getting the right financing for a used Kia in the GTA is key. At Erinwood Ford, we know lower interest rates save you money over your car loan's life. Our team works hard to offer flexible options, including traditional loans that fit your budget.
Whether you're eyeing a Kia Sportage or a Kia Soul, our deals are made to match all credit scores. Competitive financing means more than just good numbers; it ensures peace of mind and stability for buyers.
Our experts use tools like online payment systems and vehicle history reports. This makes managing your account easy. We also have special programs with cash rebates and low annual percentage rate (APR) financing on approved credit.
The goal at Erinwood Ford in Mississauga is clear: make buying a pre-owned Kia simple yet rewarding by securing deals that benefit every customer, ensuring your next vehicle purchase excites and satisfies you without stress.
How Erinwood Ford simplifies the financing process
At Erinwood Ford, we make used Kia financing in the GTA easy and accessible. Our team offers flexible financing options to fit different budgets and lifestyles. We provide competitive interest rates with multiple loan terms available.
This means customers can find a plan that works best for them without stress. Our goal is to help you understand your options clearly.
We also focus on educating our customers about credit scores. Knowing your score helps us find the best used Kia auto loans in the GTA for you. Even if your credit isn't perfect, we offer special financing programs aimed at improving it over time.
At Erinwood Ford, located in Mississauga, Ontario, we're committed to finding solutions that put you behind the wheel of a pre-owned Kia.
Moving forward, let's look at some top financing options available for pre-owned Kia models.

Top Financing Options for Pre-Owned Kia Models
At Erinwood Ford, our team offers top financing options that make owning a pre-owned Kia accessible to everyone. With flexible loan conditions tailored to your budget and financing solutions for various credit histories, we ensure you can drive away in a Kia model without stress.
Flexible loan terms to suit your budget
At Erinwood Ford, we understand that each customer has a unique budget. That's why we offer flexible loan terms for used Kia financing in the GTA. This flexibility allows you to pick a payment plan that fits your financial situation best.
Whether you're looking at a pre-owned Kia K5 or an SUV, our team works hard to get you competitive rates.
Our options include no down payment financing and the chance to roll fees into your loan, making it easier on your wallet from the start. Even if you have poor credit history, don't worry.
We assist all customers in finding suitable auto loans for their needs. Plus, with online finance applications, getting pre-qualified is quick and straightforward.
At Erinwood Ford, we tailor financing solutions so owning a Kia feels more achievable than ever.
Options for all credit scores
At Erinwood Ford, we believe everyone deserves a chance to own a great car. We offer used Kia financing in the GTA for all credit scores. Whether your score is above 650 or less, we have options for you.
Our team works hard to find competitive auto loans that fit your budget.
We also understand life happens. That's why we offer special programs for first-time buyers and military personnel. If you're worried about poor credit, our online tools let you compare offers easily.
With our access to multiple lenders, we aim to get you behind the wheel with payments that make sense for you. Trust us at Erinwood Ford in Mississauga, Ontario, to guide you through your used Kia auto loan options and drive home happy today.
How Erinwood Ford Stands Out in the GTA
At Erinwood Ford in Mississauga, Ontario, our team brings unique value to the GTA. We offer trusted service and expert advice that helps our customers find the right pre-owned Kia with financing solutions tailored to their needs.
Trusted service and expert guidance
Our team at Erinwood Ford in Mississauga, Ontario, is proud of our 4.7-star rating from 1,821 reviews. Customers love our low-pressure sales and the knowledge we share. We focus on your satisfaction.
This means we guide you through finding used Kia auto loans GTA that fit your budget and needs. Whether you have a high or low credit score, we find options for you.
Our goal is to make every customer feel confident and excited about their pre-owned Kia financing GTA, says Dave Raymond.
We listen and then match you with flexible loan terms. Our staff knows all about pre-owned Kias and how to secure the best deals for them in the GTA area. Trust us for expert guidance when choosing your next vehicle.
Convenient location in Mississauga, Ontario
Erinwood Ford sits at 2395 Motorway Blvd, Mississauga, Ontario. This spot makes it easy for anyone in the Greater Toronto Area to find us. You can reach us quickly whether you're coming from nearby cities or right from Mississauga.
Our team aims to make your trip here as smooth as possible, knowing that time is valuable when looking for the perfect pre-owned Kia.
Our dealership doesn't just stand out because of our address. We also offer a wide range of used Kia financing options in the GTA, making it simpler for customers with different credit scores to secure a deal that fits their budget.
Plus, with both our sales and service teams reachable at 905-828-1600, getting information or booking appointments becomes hassle-free. Choosing Erinwood Ford means choosing convenience and quality service all under one roof in Mississauga, Ontario.
Tips for Getting Approved for Auto Financing
To get approved for auto financing, start by gathering your recent pay stubs and tax returns. These documents show you can repay the loan. Next, learn your credit score because it impacts your loan terms.
At Erinwood Ford in Mississauga, Ontario, we guide our customers through these steps, making the financing process smooth and easy for everyone looking to drive home a pre-owned Kia model.
Preparing necessary documents
Gather your proof of identity, income, residency, and insurance. These documents are key to apply for Kia pre-owned car financing options in the GTA. A driver's license or passport can serve as proof of identity.
For income verification, recent pay stubs or tax returns work well. Utility bills or a residency agreement will verify your living situation. Lastly, bring details of your car insurance.
Check your credit score before seeking financial assistance. Aim for at least 650 to access better deals on Kia pre-owned car loans in the GTA. This score helps us find the optimal financing options for you.
If feasible, prepare a down payment too; it makes loan approval more probable. A sturdy application starts with robust preparation.
Understanding your credit score comes next.
Understanding your credit score
Your credit score plays a key role in getting a good deal on Kia used car financing options in the GTA. A score of at least 650 makes you more likely to receive better offers. It shows lenders that you're good at paying back the money you owe.
At Erinwood Ford, we see your credit score as an important part of your auto finance application.
Paying debts on time and keeping your debt low are smart moves. This can boost your chances for loan approval when looking for used Kia financing in the GTA. Our team at Erinwood Ford understands this well and is here to help guide you through it, ensuring a smooth process whether you have a high or low credit score.
Remember, even if your score isn't perfect, Kia Finance America might make exceptions based on other factors. So, our advice? Keep those debts under control and stay on top of your payments to improve not just your chances of approval but possibly get even better rates!
Why Erinwood Ford is the Best Choice for Your Next Vehicle
At Erinwood Ford, our team is dedicated to offering the best selection of pre-owned Kia vehicles in the Greater Toronto Area. Our customer-focused financing solutions make us a preferred choice for buying your next car.
Diverse inventory of pre-owned Kia models
Our team at Erinwood Ford in Mississauga, Ontario, presents a broad spectrum of previously owned Kia models. Prices fluctuate between $12,397 and $64,397, catering to a variety of budgets.
Our inventory spans from SUVs to sedans and extends beyond Kia, enveloping makes like Ford, Mazda, Hyundai, and Chevrolet.
Interested in a dependable automobile with an admirable track record? Explore our selection of Kia Previously Owned vehicles that have undergone a thorough 165-point inspection to ascertain they meet elevated criteria.
Next, we'll demonstrate how we excel in the GTA with our trustworthy service and expert advice.
Customer-focused financing solutions
At Erinwood Ford, we know that each customer has unique needs. That's why we offer various financing options for used Kia models in the GTA. These options are designed to fit different budgets and credit scores.
Our team works hard to find competitive deals that make sense for you. We have plans for everyone, even those facing financial difficulties or with lower credit scores.
We stand by our customers every step of the way. For military personnel, first responders, and students, we have special offers just for you. Also, our protection plans ensure your investment is safe.
They cover a range of issues from unexpected repairs to loan gaps if your car is totaled or stolen. At Erinwood Ford in Mississauga, Ontario, finding the right financing solution is not just about selling cars—it's about building lasting relationships.
Conclusion
Choose Erinwood Ford for your next pre-owned Kia. Discover our wide selection and let us help you find the perfect match in Mississauga, Ontario.
Why Buy From Us at Erinwood Ford
At Erinwood Ford, we offer upfront pricing for our used Kia models in the GTA. We apply all discounts, rebates, and incentives right away. This means you won't deal with extra costs like admin fees.
Our team also welcomes trade-ins. We give fair assessments to make your purchase easier.
We check other dealers daily to keep our auto finance deals competitive for pre-owned vehicles. Our wide selection lets you find the perfect car or SUV at a price that fits your budget.
With offers available on approved credit, we aim to provide options for all buyers here in Mississauga, Ontario.
Explore Our Used Inventory at Erinwood Ford
At Erinwood Ford, we offer a great selection of used cars, trucks, and SUVs. This includes many pre-owned Kia models. We make sure each vehicle gets a thorough check before it hits our lot.
This means you can trust what you're buying.
We give clear prices from the start. You won't find admin fees or hidden costs here. Looking to trade in your current car? We can help with that too. Your trade-in helps us keep our inventory fresh.
Plus, we use both live and online auctions to find even more vehicles for you.
Our team works hard to get you the best deals available. We apply all discounts, incentives, and rebates right away. So when you shop with us in Mississauga, Ontario, you know you're getting a competitive offer.
Shopping for a used Kia? Let us at Erinwood Ford guide you through easy financing options no matter your credit score. Come visit us today and see how we put customers first in everything we do.
We Will Buy Your Car at Erinwood Ford
Erinwood Ford loves to add cars like yours to our inventory. Trading in your car with us is easy and benefits you. We give clear, upfront pricing on trades. This means we show all discounts and rebates right away.
You won't see extra fees like admin or registration costs either.
Our team prefers buying directly from you. It lets us know your car’s history well. We always look for the best deals, even comparing with others to make sure our offers are competitive.
This approach helps us support a wide range of used cars, trucks, and SUVs for shoppers looking for Kia used car financing options in the GTA.
FAQs
1. What makes Erinwood Ford a top choice for financing pre-owned Kia models in the GTA?
Erinwood Ford offers competitive financing options tailored to various credit scores, making it easier for customers to own a pre-owned Kia. Our team specializes in crafting deals that accommodate all financial situations, ensuring you get the best terms possible.
2. Can I trade in my current vehicle when purchasing a pre-owned Kia at Erinwood Ford?
Absolutely! At Erinwood Ford, we welcome trade-ins and provide fair assessments to facilitate your new purchase. Trading in your current vehicle can also reduce the total financing amount, making your new car more affordable.
3. What warranty coverage can I expect with a pre-owned Kia from Erinwood Ford?
Our pre-owned Kia vehicles come with a comprehensive inspection and are often eligible for extended warranty options that enhance your peace of mind. Specific details about warranty length and coverage can be discussed with our sales team during your visit.
4. How does Erinwood Ford ensure the quality of its pre-owned vehicles?
Each Kia vehicle undergoes a rigorous 165-point inspection to ensure reliability and safety. Only after confirming that they meet our high standards do we make them available for sale. This ensures that you drive away in a vehicle that not only meets but exceeds expectations.
5. Are there any special financing programs available at Erinwood Ford for first-time buyers or military personnel?
Yes, Erinwood Ford offers special financing programs to assist various groups, including first-time buyers and military personnel. These programs are designed to provide additional benefits such as lower interest rates or flexible terms, helping make vehicle ownership more accessible.
Dave Raymond
President, Erinwood Ford & Direct Nissan
Dave Raymond has been a dedicated leader in the automotive industry since 2006, serving as the President of Erinwood Ford and Direct Nissan in Mississauga. With a wealth of experience and a customer-centric philosophy, Dave has consistently aimed to deliver the highest level of satisfaction to his customers.
His involvement in industry relations is extensive, including his roles as a former member of the Ford National Roundtable, President of the Toronto Dealers Association, and various leadership positions on advertising and action committees at the national and local levels.
Dave is deeply committed to social responsibility, actively participating in numerous projects that reflect his dedication to making a positive impact on society. His approach to business ethics focuses on continuous improvement, fostering a team ethos through community service, and creating an interactive and satisfying buying experience for customers.





